We are committed to protecting your privacy and we acknowledge that you may have concerns regarding the use of personal information.

Information Collected
Personally identifiable information is information that identifies you as an individual, such as your name, mailing address, phone number, email address, credit card information and password.  We may collect personally identifiable information from you when you are at this website.

Non-personally identifiable information is information that does not identify you as an individual.  Non-personally identifiable information includes information such as your browser type, the URL of the previous web site you visited, the web pages and advertisements you view or select, and the types of services you use.

Use of Information
We gather and store certain types of information you provide to us through our website.  This information includes contact, demographic and financial information.  We may also use the personally identifiable information you provide to include you on mailing lists to advertise and promote our services.  In addition, we may disclose your personally identifiable information when we believe in good faith that it is required by any applicable law or legal process, or if we believe we need to disclose it to protect or enforce our rights or the rights of our members, users, or other third parties.  If you do not wish to receive announcements or special offers from us or third parties, you can unsubscribe from receiving e-mail communications regarding news, offers and reminders.

We may disclose non-personally identifiable information in connection with improving the services we offer and facilitating our marketing efforts.

Cookies
Cookies are information files that are placed on the hard drive of your computer by your browser.  Cookies allow websites to remember users’ activities and visits to a site.  We use cookies to determine the number of unique visitors we host on our website over any given period of time.  Cookies are also used to remember user screen names so multiple logins are not necessary.  We do not use cookies to store or gather personal information from our visitors.

Security
To help with ensuring the security of your information and prevent unauthorized access or disclosure, we have put into place the appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.  We use encryption when collecting our transferring sensitive data.  Although we will use reasonable efforts to safeguard the privacy of your information, transmissions on the internet cannot be made absolutely secure.  Accordingly, we assume no responsibility or liability for disclosure of any of your information due to errors in transmission, unauthorized third-party access or other causes beyond our reasonable control.

Acceptance of Privacy Policy
If you use this site, you are accepting the terms and conditions of this privacy policy, and we will have the right to use your information as described in this privacy policy.  If you do not agree to have your information used in any of the ways described in this privacy policy, you must discontinue use of the site.  Use of this site is when this privacy effective date begins.  We reserve the right to modify this privacy policy at any time.  Your continued use of the site after we post such changes will constitute your acceptance of those changes.  If you are a user accessing the website from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from U.S. laws, please be advised that through your continued use of the website, which is governed by U.S. law and this privacy policy as incorporated in our Terms & Conditions of Use, you will be transferring your personal information into the United States and you consent to that transfer.